Pacific Oaks College's cost of attendance and net-price structure reflect its position as a small, specialized private nonprofit institution. Without access to detailed income-band net-price data in the current payload, affordability assessment relies on debt and repayment capacity metrics.
Select your family income to see your estimated cost
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Tuition and Fees | $32,520 |
| Books and Supplies | $2,099 |
| Family Income | Net Price |
|---|---|
| $0–30k | No data |
| $30–48k | No data |
| $48–75k | No data |
| $75–110k | No data |
| $110k+ | No data |
Pacific Oaks College's cost of attendance and net-price structure reflect its position as a small, specialized private nonprofit institution. Without access to detailed income-band net-price data in the current payload, affordability assessment relies on debt and repayment capacity metrics. Median federal student loan debt at graduation is $29,105, and families using Parent PLUS borrow a median of $12,485; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the Parent PLUS risk framework for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $56,852, median federal debt of $29,105 projects to a monthly payment of about $329 under standard ten-year repayment. In a downside earnings scenario anchored on lower-earning program clusters, four-year earnings of $51,492 would compress the monthly slack available after baseline living expenses — a pattern worth exploring at the program level rather than the institutional average. For personalized projections across earnings scenarios — including Parent PLUS planning — use Azimuth's Financial GPS tool.
How much students borrow and whether debt is manageable given outcomes.
Debt is moderate relative to earnings. Manageable for most graduates, but higher-debt borrowers should plan carefully.
How cost compares to graduate earnings and value added.
Graduates of Pacific Oaks College earn median 4-year earnings of $56,852, placing Pacific Oaks College in the 31.6 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $4,579 less than similar students at comparable institutions, placing the institution in the 38.2 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks Pacific Oaks College #855 for return on investment among nonprofit four-year institutions. Program outcomes vary by major. Human Development, Family Studies, and Related Services reports 73 graduates and median 4-year earnings of $56,791, ranked #5 nationally in its major. Teacher Education and Professional Development, Specific Levels and Methods reports 61 graduates and median 4-year earnings of $51,865, ranked #45 nationally in its major.
