Cost & financial aid brief
Quincy University Tuition, Costs & Financial Aid
How much does Quincy University cost after financial aid?
Aid covers about 59% of the published cost for the average aid recipient. The size of that reduction differs across family incomes.
In its 2025-26 Common Data Set, the university reported that for the 2025-26 academic year, 227 of the 312 first-year students were determined to have financial need. Among those with need, the average share of need met was 71%, with an average need-based grant of $29,909 and an average package of $31,479.
0 students had their need fully met. In the 2025-26 academic year, 312 first-year students received merit aid, averaging $27,587.
The federal net price bands show a spread of $8,729 between the lowest and highest bands. The lowest band averages $16,502, while the highest averages $25,231, with the middle bands at $13,561, $17,804, and $12,825.
For aid recipients, Quincy University has a published cost of attendance of $50,091 (an average across living arrangements), and the amount left after aid varies across family-income bands. Average net price, what aid recipients pay after grants and scholarships, is $16,502 for the lowest family-income band, $13,561 for the lower-middle band, $17,804 for the middle band, $12,825 for the upper-middle band, and $25,231 for the highest band.
The spread between the lowest and highest bands is $8,729. Azimuth places the affordability pillar in the 54th percentile among nonprofit four-year institutions.
Aid offsets $29,732 against the published cost for the average aid recipient, covering about 59% of that cost. Across all aid recipients, the average net price is $20,359, which is $1,988 below the peer median of $22,347 at comparable institutions (same type and size).
Published tuition and fees are $37,140. The lower average price relative to peers aligns with the affordability standing, though family-band averages differ.
Borrowing is common here, even though the median federal student loan debt at completion is below the comparable-institution figure. Among federal-loan borrowers who completed, median debt is $24,000, $1,000 below the peer median of $25,000 at comparable institutions (same type and size); 95.7% of aid recipients borrow federal loans.
That debt corresponds to an estimated payment of $273 a month if repaid over ten years. Median Parent PLUS borrowing is $16,609.
Student loans: what does repayment look like?
Borrowing is widespread at Quincy University: 95.7% of federal aid recipients take federal loans, and borrowers who complete have median federal student loan debt of $24,000. The median is $1,000 below the $25,000 peer median for comparable institutions (same type and size).
For the separate parent-borrower population, median Parent PLUS borrowing is $16,609. In its 2025-26 Common Data Set, the university reported that 72% of graduates borrowed from any source, with average cumulative borrowing of $28,342 per borrower.
Of these graduates, 72% had federal loans averaging $28,342. Of these graduates, 14% had private loans averaging $33,483.
Quincy University’s investment picture is mixed: median earnings are near the middle of the national distribution, yet expects more from similar students. Graduates earn $59,724 four years after completion, in the 50th percentile among nonprofit four-year institutions.
Graduates earn about $4,401 less than the model expects for similar students. Earnings beyond expectations, the gap between what graduates earn and what the model expects for similar students, fall in the 38th percentile among nonprofit four-year institutions.
Program-mix scenarios place downside earnings at $49,706, typical earnings at $59,724, and upside earnings at $74,664. Median federal debt is $24,000, which is $1,000 below the $25,000 peer median at comparable institutions (same type and size).
That debt corresponds to an estimated payment of $273 a month if repaid over ten years. Below-peer debt and lower-than-expected earnings pull the return picture in different directions.
Among parent borrowers, median Parent PLUS borrowing is $16,609, separate from student federal loans. For student borrowers, that debt corresponds to an estimated payment of $273 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $16,609
- Estimated parent payment
- $211/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | Safe |
| $150,000 | Safe |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $24,000
- Institution Parent PLUS debt
- $16,609
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $273/mo
- Estimated Parent PLUS payment · monthly
- $211/mo
- Modeled student + parent payments
- $484/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $59,724, with a $22,590 annual allowance for basic expenses:
8.8% of income above the allowance · Good
- Excellent Under 8%
- Good 8–under 12% · selected scenario
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.