Cost & financial aid brief
Rose-Hulman Institute of Technology Tuition, Costs & Financial Aid
How much does Rose-Hulman Institute of Technology cost after financial aid?
Aid lowers the published charge for the average recipient, but the remaining cost is still substantial. Aid covers about 45% of the published cost for the average aid recipient, and average savings total $35,377 against a published cost of $77,890.
The income-band pattern is uneven: the next-lowest band has a lower average net price than the lowest band, and upper-income bands carry higher average prices. That pattern shows aid is more concentrated in some lower-income bands than in others, rather than describing what any individual family will receive. The average net price of $42,513 remains the broad view across aid recipients.
The published cost of attendance at Rose-Hulman Institute of Technology is $77,890 before aid, and affordability ranks near the bottom of nonprofit four-year institutions. Average net price, what aid recipients pay after grants and scholarships, is $36,843 for families earning under thirty thousand, $33,742 for the thirty-thousand-to-forty-eight-thousand family-income band, $37,396 for the forty-eight-thousand-to-seventy-five-thousand family-income band, $38,843 for the seventy-five-thousand-to-one-hundred-ten-thousand family-income band, and $45,994 for families earning over one hundred ten thousand.
The spread between the lowest and highest bands is $9,151. Azimuth ranks the university #1,385 for affordability among nonprofit four-year institutions.
For the average aid recipient, aid covers about 45% of the published cost, or $35,377 against the sticker price. Across all aid recipients, the average net price is $42,513, while published tuition and fees are $58,649.
The peer median, the middle value for comparable institutions (same type and size), is $27,371; the university’s average net price is $15,142 above that figure. Aid offsets a substantial part of the published cost, but the average price remains above the comparable-institution median.
Among borrowers who complete, median federal student loan debt is $25,000, and 95.8% of federal aid recipients borrow federal loans. The peer median debt at comparable institutions (same type and size) is $24,199, with the university’s median $801 above it.
That debt corresponds to an estimated payment of $284 a month if repaid over ten years. Median Parent PLUS borrowing is $71,022.
Student loans: what does repayment look like?
Borrowing is widespread at Rose-Hulman Institute of Technology, and the typical federal debt figure sits only slightly above the comparable-school benchmark. 95.8% of federal aid recipients take federal loans; among borrowers who complete, median federal student loan debt is $25,000.
The peer median, the middle value for comparable institutions (same type and size), is $24,199, leaving Rose-Hulman’s median $801 above it. For the separate population of parent borrowers, median Parent PLUS borrowing is $71,022.
Rose-Hulman Institute of Technology delivers a strong earnings profile. Graduates earn a median of $97,780 four years after completion, a level that ranks in the 97th percentile among nonprofit four-year institutions.
They earn about $17,474 more than expects for similar students, which sits in the 94th percentile among nonprofit four-year institutions. Earnings scenarios include a downside of $88,942, a typical outcome of $97,780, and an upside of $121,851.
Median federal student loan debt at completion is $25,000, above the $24,199 median for comparable institutions (same type and size). That debt corresponds to an estimated payment of $284 a month if repaid over ten years.
Strong observed earnings and earnings beyond expectations point the same way, while debt sits above the peer median.
For the separate population of parent borrowers, median Parent PLUS borrowing is $71,022. For student borrowers, that debt corresponds to an estimated payment of $284 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $71,022
- Estimated parent payment
- $902/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | High pressure |
| $150,000 | High pressure |
| $200,000 | Caution |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $25,000
- Institution Parent PLUS debt
- $71,022
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $284/mo
- Estimated Parent PLUS payment · monthly
- $902/mo
- Modeled student + parent payments
- $1,186/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $97,780, with a $22,590 annual allowance for basic expenses:
4.5% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.