Cost & financial aid brief
Stevens Institute of Technology Tuition, Costs & Financial Aid
How much does Stevens cost after financial aid?
Aid covers about 48% of the published cost for the average aid recipient at Stevens Institute of Technology. That is an average across all aided students, not a promise for any particular family.
The pattern across income bands is relatively flat at the bottom. Families earning under $30,000 average $27,221, and those in the $30,001–$48,000 band pay a similar $27,603.
The price then steps up through the middle bands to $49,538 for families earning over $110,000, a spread of $22,317 between the lowest and highest bands. That spread is narrower than the sticker price might suggest, but the average net price for the lowest-income families is still $27,221.
The aid structure brings the bottom bands close together without eliminating the cost entirely.
Stevens Institute of Technology publishes a cost of attendance of $79,790, an average across living arrangements. Tuition and fees are $63,462, and room and board is $19,124.
The average net price—what aid recipients pay after grants and scholarships—varies sharply by family income. For families earning under $30,000, the average net price is $27,221; for the $48,001–$75,000 band it is $33,102; and for families earning over $110,000 it reaches $49,538.
The spread between the lowest and highest bands is $22,317. Azimuth ranks the university #1,378 for affordability among nonprofit four-year institutions.
Aid covers about 48% of the published cost for the average aid recipient, an offset of $38,444, leaving an average net price of $41,346 for first-time, full-time aid recipients. That figure sits above the peer median of $27,371 for comparable institutions (same type and size), by $13,975.
Affordability is the university's weakest pillar. Among federal-loan borrowers who completed, the median federal student debt is $27,000.
That median is above the peer median of $24,199 by $2,801, and 95.9% of federal aid recipients borrow federal loans. For a graduate at the median four-year earnings of $112,538, that debt corresponds to an estimated payment of $307 a month if repaid over ten years.
Parent PLUS borrowing adds a separate layer: the median Parent PLUS debt is $53,192.
Student loans: what does repayment look like?
Federal borrowing reaches nearly every undergraduate at Stevens Institute of Technology, where 95.9% of federal aid recipients take federal loans. For completers who borrowed, the median federal student debt is $27,000.
The peer median among comparable institutions (same type and size) is $24,199, so the university sits above that level by $2,801. Parent PLUS debt, which covers a separate parent-borrower population, has a median of $53,192.
Graduates of Stevens Institute of Technology earn a median of $112,538 four years after completion, a figure in the 98th percentile among nonprofit four-year institutions. That median is above the $68,250 median for comparable institutions (same type and size) by $44,288.
Earnings scenarios, derived from the university's program mix, show a downside scenario of $85,971 and an upside scenario of $145,377; the typical scenario matches the observed median. For borrowers, the median federal debt of $27,000 is above the peer median, and corresponds to an estimated payment of $307 a month if repaid over ten years.
Strong earnings alongside a debt level that is only modestly above peers point to a favorable return picture.
Median Parent PLUS borrowing, a separate parent-borrower population, is $53,192. The estimated monthly student payment if repaid over ten years is $307.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $53,192
- Estimated parent payment
- $676/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | High pressure |
| $150,000 | Caution |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $27,000
- Institution Parent PLUS debt
- $53,192
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $307/mo
- Estimated Parent PLUS payment · monthly
- $676/mo
- Modeled student + parent payments
- $983/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $112,538, with a $22,590 annual allowance for basic expenses:
4.1% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.