Cost & financial aid brief
Suffolk University Tuition, Costs & Financial Aid
How much does Suffolk University cost after financial aid?
Aid reduces the listed cost most sharply in the lower income bands, but the remaining average price is still substantial. Against a published cost of $65,281 (an average across living arrangements), the average net price is $29,618, a sticker-to-net difference of $35,663 for aid recipients.
Aid covers about 55% of the published cost for the average aid recipient. Across the income bands, average net prices are $24,745, $25,711, $25,702, $29,654, and $36,264 from lowest to highest income.
That progression shows aid targeting toward lower listed family incomes as a pattern, not a promise for any individual family.
The published cost of attendance at Suffolk University is $65,281 (an average across living arrangements). Azimuth ranks the university #1,245 for affordability among nonprofit four-year institutions.
After grants and scholarships, aid recipients in the lowest family-income band (under $30,000) average $24,745, those in the middle band ($48,001–$75,000) average $25,702, and those in the highest band (over $110,000) average $36,264. The spread between the lowest and highest bands is $11,519.
The average net price, what aid recipients pay after grants and scholarships, is $29,618 across all income bands. That is $2,247 above the peer median of $27,371 for comparable institutions (same type and size).
Tuition and fees are $47,550, and aid covers about 55% of the published cost for the average aid recipient, a savings of $35,663 against the sticker price. Borrowers who finish carry a median of $26,889 in federal student loans, $2,690 above the peer median of $24,199.
Parents who borrow hold a separate median of $38,234 in Parent PLUS loans. If repaid over ten years, the median federal student debt corresponds to an estimated payment of $306 a month.
Student loans: what does repayment look like?
Federal borrowing is widespread at Suffolk University, with 94.6% of federal aid recipients taking federal loans. Among borrowers who complete, median federal student loan debt is $26,889.
Comparable institutions (same type and size) have a peer median federal debt of $24,199, leaving Suffolk’s median $2,690 above that benchmark. The borrowing rate and above-peer median show that federal debt is a common part of the financing picture here.
For the separate parent-borrower population, median Parent PLUS borrowing is $38,234.
The earnings figures support a comparatively strong return picture at Suffolk University, although its debt comparison with peers is less favorable. Graduates working and not enrolled earn a median of $74,456 four years after completion, in the 83rd percentile among nonprofit four-year institutions.
Earnings beyond expectations, the gap between what graduates earn and what expects for similar students, sit in the 90th percentile among nonprofit four-year institutions. Graduates earn about $14,014 more than the model expects for similar students.
The earnings scenarios range from $54,904 in a downside case to $85,624 in an upside case, with $74,456 as the typical scenario. Median federal debt is $2,690 above the $24,199 peer median, and that debt corresponds to an estimated payment of $306 a month if repaid over ten years.
Above-expected earnings and higher-than-peer debt point in different directions.
Parent borrowers, a separate population from student borrowers, have median Parent PLUS borrowing of $38,234. For borrowers with median federal debt, that debt corresponds to an estimated payment of $306 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $38,234
- Estimated parent payment
- $486/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | High pressure |
| $150,000 | Caution |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $26,889
- Institution Parent PLUS debt
- $38,234
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $306/mo
- Estimated Parent PLUS payment · monthly
- $486/mo
- Modeled student + parent payments
- $792/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $74,456, with a $22,590 annual allowance for basic expenses:
7.1% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.