The College of New Jersey Tuition, Costs & Financial Aid

Aid is more concentrated at the lower end of the income range, but the overall published discount remains limited relative to the sticker budget. Aid covers about 29% of the published cost for the average aid recipient, producing an average net price of $27,646 and a sticker-to-net gap of $11,214.

Average net prices move from $7,908 for families earning under thirty thousand dollars to $14,028 for those from thirty thousand one dollars through forty-eight thousand dollars, $22,642 for the next band, $30,942 for families from seventy-five thousand one dollars through one hundred ten thousand dollars, and $35,222 for those above that range. This pricing pattern shows larger aid reductions in the lower-income bands, alongside a much higher average price for families in the highest band.

Costs vary widely by family-income band at The College of New Jersey, where the published cost of attendance is $38,860. Average net price, what aid recipients pay after grants and scholarships, is $7,908 for families in the lowest income band; $14,028 in the lower-middle band; $22,642 in the middle band; $30,942 in the upper-middle band; and $35,222 for families in the highest income band.

The spread between the lowest and highest bands is $27,314. Azimuth ranks the university #1,058 for affordability among nonprofit four-year institutions.

Aid offsets part of the published price, though the overall average remains above the comparable-school benchmark. Aid covers about 29% of the published cost for the average aid recipient, a savings of $11,214, and the average net price across all aid recipients is $27,646.

The peer median net price, the middle value for comparable institutions (same type and size), is $14,068, making the college's average $13,578 above it. Published in-state tuition is $19,632, and out-of-state tuition is $25,752.

Federal borrowing is common among undergraduates here, and completers' typical debt is above the comparable-school figure. Among federal-loan borrowers who complete, median federal student loan debt is $23,250, while 90.1% of federal aid recipients borrow federal loans.

The peer median debt for comparable institutions (same type and size) is $21,229, placing the college $2,021 above that figure. That debt corresponds to an estimated payment of $264 a month if repaid over ten years.

Median Parent PLUS borrowing is $30,611.

Federal borrowing is widespread at The College of New Jersey, where 90.1% of aid recipients take federal loans and completers who borrowed have median federal student loan debt of $23,250. At comparable institutions (same type and size), the peer median was $21,229; the university's median was above it by $2,021.

Parent borrowers are a separate population: median Parent PLUS borrowing was $30,611. In its 2024-25 Common Data Set, the university reported 59% of graduates borrowed from any source, averaging $39,965 cumulatively per borrower.

Among graduates, 58% had federal loans, including 14% who had private loans. Federal borrowers averaged cumulative principal of $20,866; private borrowers averaged $51,715.

The investment picture at The College of New Jersey is mixed, with earnings and debt telling different stories. Among federally aided graduates who are working and not enrolled, median earnings four years after completion are $72,068.

That figure sits in the 79th percentile among nonprofit four-year institutions. That median is $14,767 above the $57,301 median for comparable institutions (same type and size).

Graduates earn about $12,177 less than the model expects for similar students. That outcome falls at the 14th percentile among nonprofit four-year institutions.

Earnings scenarios, estimated from the program mix, run from $56,866 on the downside to $98,162 on the upside; $72,068 is the typical outcome. The median federal student debt at completion is $23,250, $2,021 above the peer median of $21,229.

If repaid over ten years, that debt corresponds to an estimated payment of $264 a month.

If repaid over ten years, the median federal student debt corresponds to an estimated payment of $264 a month. Parent PLUS borrowing, which applies to a separate parent-borrower population, has a median of $30,611.

Sources and reporting periods: methodology.

Analysis and methodology by Daniel Rogers, founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. About College Azimuth.