University of Louisville Tuition, Costs & Financial Aid

Aid covers about 45% of the published cost for the average aid recipient. The pattern across income bands is not a straight line: the lowest two bands see nearly identical average net prices, at $15,138 and $14,601, before the figure reaches $25,186 at the top.

The spread between the lowest and highest bands is $10,048, which is a difference of averages rather than what any one family pays. In its 2024-25 Common Data Set, the university reported that first-year students with need received an average need-based grant of $16,423 in the 2024-25 academic year.

Their average package was $19,098. On average, those students had 65% of their need met.

Of the 1,990 students determined to have need, 398 had their need fully met. In the 2024-25 academic year, the university also reported 720 first-year students who received merit aid, averaging $10,432.

At University of Louisville, the published cost of attendance is $32,941, and aid recipients face different average net prices across family-income bands. The average net price, what aid recipients pay after grants and scholarships, is $15,138 for families in the lowest income band; $14,601 for those in the next-lowest band; $16,419 for middle-income families; $20,995 for families in the upper-middle band; and $25,186 for families in the highest income band.

The spread between the lowest and highest bands is $10,048. Azimuth ranks the university #459 for affordability among nonprofit four-year institutions.

For the average aid recipient, aid offsets $14,953 against the sticker price and covers about 45% of the published cost. Across all aid recipients, the average net price is $17,988, which is $2,354 above the peer median of $15,634 at comparable institutions (same type and size).

Published tuition and fees are $13,136 for in-state students and $29,482 for out-of-state students. Aid covers a portion of published costs, but the overall average net price remains above the comparable-institution median.

Federal borrowing is common among Louisville undergraduates: 80.3% of federal aid recipients borrow federal loans. Among borrowers who complete, median federal student loan debt is $20,500, close to the $20,076 peer median at comparable institutions (same type and size), with a $424 gap.

That debt corresponds to an estimated payment of $233 a month if repaid over ten years. For parent borrowers, median Parent PLUS borrowing is $20,717.

At University of Louisville, federal borrowing is widespread, and completion debt sits close to its peer reference. 80.3% of federal aid recipients take federal loans.

Among borrowers who complete, median federal student loan debt is $20,500. The peer median at comparable institutions (same type and size) is $20,076; the university's median is above that figure by $424.

Parent PLUS borrowers, a separate parent-borrower population, have median borrowing of $20,717. In its 2024-25 Common Data Set, the university reported that 47% of graduates borrowed from any source, averaging $25,854 per borrower.

The report includes federal loans for 46% of graduates, averaging $18,750. It also includes private loans for 11% of graduates, averaging $32,971.

At University of Louisville, four-year earnings and modeled expectations offer a favorable financial picture, with debt matching the peer benchmark. Graduates earn median earnings of $67,853 four years after completion.

Azimuth places the university in the 73rd percentile among nonprofit four-year institutions for that measure. Earnings beyond expectations, the gap between what graduates earn and what the model expects for similar students, are also positive.

Graduates earn about $2,742 more than the model expects for similar students. Azimuth places that measure in the 65th percentile among nonprofit four-year institutions.

The program-mix earnings scenarios show $67,853 in a typical scenario, $49,099 in a downside scenario, and $88,125 in an upside scenario. Median federal debt of $20,500 is above the $20,076 peer median by $424.

That debt corresponds to an estimated payment of $233 a month if repaid over ten years. Above-expected earnings alongside peer-level debt point the same way.

For the separate parent-borrower population, median Parent PLUS borrowing is $20,717. For student borrowers, that debt corresponds to an estimated payment of $233 a month if repaid over ten years.

Sources and reporting periods: methodology.

Analysis and methodology by Daniel Rogers, founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. About College Azimuth.