University of Maryland-Baltimore County's published cost of attendance is $28,576, but need-based aid reshapes that figure meaningfully across income levels. Low-income families pay approximately $5,087 per year in net price, middle-income families pay around $16,543, and higher-income families pay approximately $25,439.
Select your family income to see your estimated cost
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $28,576 |
| Tuition and Fees | $31,275 |
| Room and Board | $15,146 |
| Books and Supplies | $1,600 |
| Average Financial Aid (Grants and Scholarships) | -$12,109 |
| Average Net Price (What Families Pay) | $16,467 |
| Family Income | Net Price |
|---|---|
| $0–30k | $5,087 |
| $30–48k | $10,714 |
| $48–75k | $16,543 |
| $75–110k | $22,172 |
| $110k+ | $25,439 |
University of Maryland-Baltimore County's published cost of attendance is $28,576, but need-based aid reshapes that figure meaningfully across income levels. Low-income families pay approximately $5,087 per year in net price, middle-income families pay around $16,543, and higher-income families pay approximately $25,439. Azimuth ranks University of Maryland-Baltimore County #400 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. UMBC participates in federal, state, and institutional aid programs, and Maryland residents benefit from in-state tuition structures that keep the sticker price below what many comparable research universities charge. Need-based aid covers a meaningful share of costs for qualifying students, and the gap between published cost and actual net price is widest for low-income families — the group that benefits most from UMBC's aid reach. Families weighing the should compare net price rather than sticker price when evaluating affordability across institutions. Median federal student loan debt at graduation is $19,500, and families using Parent PLUS borrow a median of $26,987; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $74,396, median federal debt of $19,500 projects to a monthly payment of about $220 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use .
How much students borrow and whether debt is manageable given outcomes.
Debt-to-earnings data not available.
How cost compares to graduate earnings and value added.
Graduates of University of Maryland-Baltimore County earn median earnings of $74,396 four years after enrollment, placing University of Maryland-Baltimore County in the 74.8 percentile for median earnings four years after enrollment among nonprofit four-year institutions. That figure runs above the $65,228 median at comparable institutions (same control and size band). Graduates earn about $4,288 more than similar students at comparable institutions, placing the institution in the 74.2 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks University of Maryland-Baltimore County #348 for return on investment among nonprofit four-year institutions. The earnings pattern at University of Maryland-Baltimore County is anchored by its strength in quantitative and applied fields. Computer Science combines large cohort scale with strong pay, making it a key driver of the institution's overall return profile. Computer Science is the dominant program family, representing 9% of degree output, with Engineering at 7% and Arts at 5% rounding out the top concentrations. Among the highest-earning programs, Azimuth ranks Psychology, General #88 nationally among nonprofit four-year institutions , with 382 graduates earning median earnings of $54,039 four years after enrollment. Azimuth ranks Biology, General #20 nationally among nonprofit four-year institutions, with 346 graduates earning median earnings of $69,724. The Computer Science program graduates 314 students annually with median earnings of $105,706, and Azimuth ranks the program #76 nationally among nonprofit four-year institutions.
