University of Mount Saint Vincent's published cost of attendance is $50,617 per year, including $42,740 in tuition, $14,300 for room and board, and $900 for books and supplies. However, the average student pays just $19,920 after financial aid, representing substantial savings of $30,697 from the sticker price.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $54,170 |
| Tuition and Fees | $44,540 |
| Room and Board | $14,900 |
| Books and Supplies | $900 |
| Average Financial Aid (Grants and Scholarships) | -$32,474 |
| Average Net Price (What Families Pay) | $21,696 |
| Family Income | Net Price |
|---|---|
| $0–30k | $19,203 |
| $30–48k | $19,157 |
| $48–75k | $22,575 |
| $75–110k | $24,499 |
| $110k+ | $27,884 |
University of Mount Saint Vincent's published cost of attendance is $50,617 per year, including $42,740 in tuition, $14,300 for room and board, and $900 for books and supplies. However, the average student pays just $19,920 after financial aid, representing substantial savings of $30,697 from the sticker price. This net price falls $7,223 below the peer median of $27,143, indicating more affordable costs than similar private nonprofit institutions.
The financial aid system reduces costs significantly for most students, with net prices varying by family income from $17,656 for the lowest-income students to $24,432 for the highest-income families. The $6,776 spread between lowest and highest income tiers demonstrates progressive aid targeting that keeps education accessible across economic backgrounds. This cost structure reflects the institution's commitment to serving diverse student populations while maintaining financial sustainability through a combination of tuition revenue and need-based financial assistance.
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
University of Mount Saint Vincent graduates carry a median debt load of $25,000, ranking in the 28th percentile nationally, indicating modestly below average debt levels. Debt ranges from $9,500 at the 25th percentile to $27,500 at the 75th percentile, showing controlled borrowing patterns across most students.
The median debt falls $819 below the peer median of $24,181, demonstrating slightly better debt management than similar institutions. The debt-to-earnings ratio of 0.38 indicates manageable borrowing relative to post-graduation income, with graduates earning approximately $2.63 for every dollar of debt.
Parent PLUS borrowers carry median debt of $21,449 with monthly payments of $282. The combined borrowing levels support degree completion while maintaining financial sustainability for most graduates.
How cost compares to graduate earnings and value added.
University of Mount Saint Vincent delivers exceptional return on educational investment through remarkable earnings beyond expectations performance. Graduates earn $27,851 more than predicted based on student demographics, ranking at the 96.9th percentile nationally for value-added performance.
This exceptional uplift, combined with controlled debt levels $819 below peer medians, creates favorable investment dynamics. Median earnings of $65,756 exceed peer institutions by $2,690, while net prices run $7,223 below peer medians, indicating superior value creation.
The 0.38 debt-to-earnings ratio suggests sustainable borrowing for most graduates. Return on investment ranks at the 92nd percentile with top-tier performance, reflecting the combination of exceptional earnings outcomes and controlled costs.
University of Mount Saint Vincent's aid approach concentrates benefits toward students with greatest financial need while maintaining broad affordability. With 43.2% Pell-eligible students, well above national averages, the institution serves significant populations requiring substantial aid.
The $30,697 average aid savings demonstrates aggressive discounting from published prices, making private education accessible to diverse economic backgrounds. Net price variations by income tier show systematic support that adjusts aid according to family financial capacity.
The aid system successfully reduces the cost barrier for low-income students while maintaining institutional revenue through higher-income families paying closer to sticker prices. This progressive aid distribution supports the institution's mission to serve first-generation and economically diverse student populations while sustaining educational quality and campus operations.
