University of North Carolina At Charlotte's published cost of attendance is $23,010, but need-based aid shifts what families actually pay. Low-income families see a net price of approximately $10,357, middle-income families pay around $13,690, and higher-income families pay approximately $21,761.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $23,010 |
| Tuition and Fees | $22,492 |
| Room and Board | $14,458 |
| Books and Supplies | $700 |
| Average Financial Aid (Grants and Scholarships) | -$7,575 |
| Average Net Price (What Families Pay) | $15,435 |
| Family Income | Net Price |
|---|---|
| $0–30k | $10,357 |
| $30–48k | $10,668 |
| $48–75k | $13,690 |
| $75–110k | $19,822 |
| $110k+ | $21,761 |
University of North Carolina At Charlotte's published cost of attendance is $23,010, but need-based aid shifts what families actually pay. Low-income families see a net price of approximately $10,357, middle-income families pay around $13,690, and higher-income families pay approximately $21,761. Azimuth ranks University of North Carolina At Charlotte #384 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. As a public university, University of North Carolina At Charlotte benefits from in-state tuition structures that keep sticker prices lower than at many private institutions, and need-based aid narrows the gap further for qualifying families. The spread between what low-income and higher-income families pay reflects the university's aid reach across the income spectrum — a meaningful signal for families weighing the net price illusion between published and actual costs. Median federal student loan debt at graduation is $21,500, compared with a peer median of $19,976. Families using Parent PLUS borrow a median of $19,809; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $65,370, median federal debt of $21,500 projects to a monthly payment of about $243 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use .
How much students borrow and whether debt is manageable given outcomes.
Debt-to-earnings data not available.
How cost compares to graduate earnings and value added.
Graduates of University of North Carolina at Charlotte earn median 4-year earnings of $65,370, placing University of North Carolina at Charlotte in the 70.0 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $3,298 more than similar students at comparable institutions, placing the institution in the 71.3 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks University of North Carolina at Charlotte #525 for return on investment among nonprofit four-year institutions. Program outcomes vary by major. Computer Science reports 593 graduates and median 4-year earnings of $93,037, ranked #99 nationally in its major. Psychology, General reports 396 graduates and median 4-year earnings of $50,507, ranked #163 nationally in its major. Finance and Financial Management Services reports 380 graduates and median 4-year earnings of $74,965, ranked #88 nationally in its major. Health and Medical Administrative Services reports 354 graduates and median 4-year earnings of $52,400, ranked #46 nationally in its major.
