Cost & financial aid brief
Pace University Tuition, Costs & Financial Aid
How much does Pace University cost after financial aid?
For the average aid recipient at Pace University, grants and scholarships cut the published cost of $69,550 (an average) by $38,658, covering about 56% of the sticker price. That leaves an average net price—what aid recipients pay after grants and scholarships—of $30,892.
Average net prices stay relatively close across family-income bands. Families earning under $30,000 pay $26,473 on average, and those in the $30,001–$48,000 band pay $26,362.
The averages are $28,467 for the $48,001–$75,000 band, $31,219 for the $75,001–$110,000 band, and $36,430 for families earning over $110,000. The spread between the lowest and highest bands is $9,957, a modest difference that coincides with a relatively flat aid structure rather than one that steeply favors the lowest-income families.
The published cost of attendance at Pace University is $69,550 (an average across living arrangements). Azimuth ranks the university #1,240 for affordability among nonprofit four-year institutions.
After grants and scholarships, aid recipients in the lowest family-income band (under $30,000) average $26,473, those in the middle band ($48,001–$75,000) average $28,467, and those in the highest band (over $110,000) average $36,430. The spread between the lowest and highest bands is $9,957.
Aid covers about 56% of the published cost for the average aid recipient, bringing the average price students actually pay after grants and scholarships to $30,892. That is $3,521 above the $27,371 median for comparable institutions (same type and size).
Borrowers who finish carry a median of $23,250 in federal student loans, $949 below the median for comparable institutions of $24,199. 92.1% of federal aid recipients take federal loans.
Parents who borrow hold a separate median of $46,275 in Parent PLUS loans. If repaid over ten years, the median federal student debt corresponds to an estimated payment of $264 a month.
Student loans: what does repayment look like?
The median federal debt among borrowers who finish a degree at Pace University is $23,250. One quarter leave with the lower amount or less, while another quarter leave with the higher amount or more.
92.1% of federal aid recipients use federal loans. The comparable-institution median (same type and size) is $24,199, leaving the university $949 below that figure.
The median Parent PLUS debt, tracked among parent borrowers as a separate group, is $46,275. If repaid over ten years, that median federal debt corresponds to an estimated monthly payment of $264.
The return picture at Pace University is strong: graduates earn about $14,519 more than expects for similar students, a result in the 91st percentile nationally. Four years after completion, the median earnings reach $80,804, which lands in the 89th percentile among nonprofit four-year institutions.
That figure runs $12,554 above the $68,250 median for comparable institutions (same type and size). Earnings scenarios derived from the university's program mix show a downside of $52,650 and an upside of $112,348.
Borrowers finish with a median federal debt of $23,250, which is $949 below the $24,199 peer median. That debt corresponds to an estimated payment of $264 a month if repaid over ten years.
Above-expected earnings combined with debt that runs below the peer median point the same way for graduates.
Median Parent PLUS borrowing, a separate parent-borrower population, is $46,275. The estimated monthly student payment if repaid over ten years is $264.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $46,275
- Estimated parent payment
- $588/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | High pressure |
| $150,000 | Caution |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $23,250
- Institution Parent PLUS debt
- $46,275
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $264/mo
- Estimated Parent PLUS payment · monthly
- $588/mo
- Modeled student + parent payments
- $852/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $80,804, with a $22,590 annual allowance for basic expenses:
5.4% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.